Upload your home-country credit reports. Our analysts turn them into a Canadian-equivalent profile in 48 hours, ready to share with banks before you land.
Pick a country and drag to your score.
Best available rates on most products.
A straight-line illustration on a 300 to 900 scale, not a real score. Your report is built by analysts from your actual documents.
You do three of them. We handle the review, and you can follow your case the whole way.
Sign up with your email and verify it. It takes about a minute.
Add your passport and your home-country credit reports. Files are encrypted as they upload.
Complete a secure KYC check with a quick selfie so we know the reports are yours.
An analyst reads your financial history and maps it to Canadian credit factors.
Receive your Canadian-equivalent credit profile within 48 hours. Share it with a bank when you choose to.
Turn a home-country credit report into a Canadian-equivalent assessment in 48 hours. You choose which banks can see it.
Your Canadian credit profile is ready within 48 hours of submission, and you can track the case in real time.
Nothing is shared without your explicit consent. Switch access off at any time.
Bank-grade encryption, KYC verification, and blockchain-backed document integrity.
Share your assessment directly with participating Canadian financial institutions.
Experienced analysts review every case, with a second check for quality.
See where your case stands from submission to final report.
Examples above are for illustration.
An immutable audit trail and tamper-proof records show that a document has not changed since you uploaded it.
Each file gets a fingerprint when it arrives. If one byte changes later, the fingerprint no longer matches.
Bring NOAHFI into your newcomer onboarding and review verified profiles before the first appointment.
{
"status": "delivered",
"identity": "verified",
"consent": { "granted": true, "scope": "report" },
"profile": {
"equivalent_range": "Good",
"documents_unchanged": true
}
}Sample response shape. Final schema is in the partner docs.
No. A Canadian credit score comes from Canadian credit bureaus. NOAHFI gives you a Canadian-equivalent assessment built from your home-country history, which participating institutions can use as a reference.
Your passport and your home-country credit reports. You also complete a short identity check with a selfie.
Only the institutions you choose. Your data is encrypted and nothing is shared without your explicit consent.
Your report is delivered within 48 hours of submission, and you can follow your case status the whole way.